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<a'mailto:kenc@loanjunction.com'WestCoastMobileHomes.com <a'mailto:kenc@loanjunction.com' manufacturedhousingnetwork.com westcoastmobilehomes.com mymobilehomerealtor.com badcreditjunction.com newhomejunction.com prefabjunction.com valuesaver.com valuesavers.com valueloans.com valuebanking.com chattelloan.com constructionhomeloan.net eloanlink.com e- </a'mailto:kenc@loanjunction.com' <a'mailto:kenc@loanjunction.com'View Our Real Estate Yard Sign</a'mailto:kenc@loanjunction.com' <a'mailto:kenc@loanjunction.com'View Our Current Real Estate Ads</a'mailto:kenc@loanjunction.com' <a'mailto:kenc@loanjunction.com'View Our Current Loan Ads</a'mailto:kenc@loanjunction.com' <a'mailto:kenc@loanjunction.com' CA Mobile Home Park Search Listing Syndication Links </a'mailto:kenc@loanjunction.com' Top 10 Real Estate Predictions for 2009 2009 Market Forecast for Home Buyers and Sellers After the market took a downward turn late in summer 2005, experts claimed the real estate bubble had burst. As the market continued to decline in 2006, many sellers were feeling pricing pinches. By mid- Where will 2009 take us? Based on my study of real estate facts and trends from 2008, here are my professional home buying and selling predictions for next year. 1) Home Prices Will Decline and Flatten Median home prices will continue to fall in softened markets. They won't take a nose dive; though, they will float, ever- 2) Short Sales & Foreclosures Will Increase Interest rates on 3- 3) Interest Rates Will Stabilize Rates will move forward and backward within one- 4) More Investors Will Enter the Market Because investors use different criteria than traditional home buyers, investors will return to the market as they begin to recognize that a buyer's market is an excellent time to purchase real estate. First- 5) Related Businesses Will Close Doors Mortgage companies, appraisers, real estate agents, builders, construction- 6) Buyers Will Write Lowball Offers Novice buyers will read newspaper headlines, figure out it is a buyer's market and write lowball offers hand over fist. Some buyers won't even look at homes before writing insultingly low offers. Sellers should expect to receive an abnormal number of out- 7) Advertising Will Move Online As newspaper advertising and readership continues to decline, agents will question whether their home advertising dollars are better spent elsewhere. Print advertising will lose its effectiveness. If postal rates continue to increase, agents will stop using direct mail campaigns and instead post Internet listings for better results and low- 8) Inventory Will Increase Before Sharply Dropping As the New Year rolls around, sellers whose listings expired in 2007 will put their homes back on the market as a new listing. Nobody will be fooled. Inventory will continue to climb until mid- 9) REOs Will Refuse to Pay Some Closing Costs Banks are sick and tired of taking it in the shorts. First, agents tried to cram short sales down their throats, and then banks were doubly disappointed when no one bid at the trustee's sales, leaving them stuck with unwanted inventory. Banks will demand bulk discount rates from title and escrow companies. Banks will also stop paying some ordinary closing costs such as city taxes and state documentary transfer tax. 10) Flood Insurance Rates Will Escalate New assessments of flood risk may lead the federal government to redraw flood maps, possibly requiring more property owners to carry flood insurance or increasing costs. Home owners with preferred risk flood insurance policies could see rates double, while those who have no flood insurance could face paying rates that are 10 times higher than they would have paid under the old risk maps. |
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